How to choose the right credit card machine for your business

With the abundance of credit card machines on the market today, choosing the correct credit card machine for your business can be a complicated matter. Your unique business has its own set of needs, and in some situations no terminal is even necessary. So how do you choose?

If you own a retail business such as a store or restaurant in which your customers come to your retail location to make purchases, you will more then likely want to use a credit card machine. Most retail businesses use a "card present" system wherein a credit card is taken from the customer and processed in person by either swiping the card or keying in the numbers.

Credit cards can be processed without the customer being present, however, by using a credit card terminal and manually keying in the credit card numbers as provided by the customer over the phone or through the mail. This type of system works well with mail order and Internet businesses.

The cost of a credit card machine can range anywhere from $99 to over $1000. The price is determined by the age of the model, what features are offered and whether or not a printer is included. Money Tree Merchant Services offers a free credit card machine to our new retail customers. Click here to learn more.

If you operate a mobile business, such as carpet cleaning, limousine service, craft shows, lawn care, etc., then a wireless credit card machine may be the best solution for you. A wireless terminal does not use a phone line or internet connection so you maintain the ability to accept credit cards regardless of your location.

If you are looking to capitalize on the rapid growth of debit, EBT, and other PIN-based transactions, you may consider purchasing a Pin Pad.

Money Tree Merchant Services draws on years of experience to help you make an informed decision with regard to puchasing the most approriate credit card machine for your business.

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Learn more about our:

• POS (point of sale) credit card machines
• Wireless Terminals
• Pin Pads
• Printers
• Credit card processing software