NO EQUIPMENT MERCHANT ACCOUNTS
DIALPAY TRANSACTION SERVICE

Now, access to a telephone lets merchants enjoy the advantages of leading-edge payment processing technology - without investing in dedicated point-of-sale equipment. DialPay lets merchants authorize and/or electronically capture the financial details of a payment card transaction.

YOUR INTERACTIVE VOICE RESPONSE (IVR) SOLUTION

More than just an authorization with capture system, DialPay offers complete reporting capabilities and the full performance of a state-of-the-art payment system:

SYSTEM FEATURES

• Same-day transaction processing
• Timely reporting
• A round the clock, seven day a week, availability
• Full Help Desk support

YOUR BENEFITS

• Eliminates re-entry and paper presentation
• Takes the guesswork out of payments status
• Gives you system access whenever you need it
• Provides expert assistance when you call in

HOW DIALPAY WORKS FOR YOU

DialPay has been designed to take advantage of the performance and accuracy of the VisaNet® network, the exclusive point-of-sale processing system of Vital Processing Services. It lets merchants move from paper processing to the efficiencies of electronic technology - using their phone to tap into the full range of features available on many dial terminals. DialPay can also be used as a full-featured back-up for other POS systems.

Because transactions are not paper-based, merchants benefit from reduced posting time and a greatly improved processing cycle. In addition, Mail and Telephone Order merchants can utilize Address Verification Service to help reduce the risks of fraud and financial loss.

With DialPay, merchants get a wealth of system features in a complete payment system that offers all the benefits of a dial terminal. Even rotary phone users can take advantage of its swift, accurate performance to authorize and electronically process payment card transactions. DialPay eliminates the burden of paper processing.

DIALPAY FUNCTIONS

• Visa®, MasterCard®, American Express®, Novus Card Types®, Diners®/Carte Blanche® and JCB® support
• Touch-tone authorization and capture
• Available to rotary-phone merchants (with operator assistance)
• Credit/Refund processing
• Void processing
• Offline/Post-Authorization processing
• Cash Advance processing
• Commercial Card processing
• Multiple Transaction processing
• Intuitive menu structure
• Functions as a back-up system to your current operation
• 24-hour/7-day Help Desk

FORMIDABLE FRAUD REDUCTION FEATURES

• Automated Suspicious Card ("Code 10") authorization capability
• Merchant can request a Recovered Card Form via fax
• Mail order with Address Verification System (AVS) support
• Address Verification Only processing
• CVV2 processing

FULL-FEATURE BATCH MANAGEMENT TOOLS

• Forward Batch Review
  (used to review current open batch starting from first transaction)
• Backward Batch Review
  (used to review current open batch starting from last transaction)
• Transaction Find Processing
  (used to find a transaction in current open batch)
• Batch Totals
  (used to balance daily batch)
• Batch History Review
  (used to review last 3 settled batches)
• Batch Auto Open
  (daily, upon first transaction)
• Batch Auto Close
  (daily, upon settlement)

REPORTING ADVANTAGES FOR MERCHANTS

DialPay is designed to operate like a POS dial terminal on VisaNet. When packaged with Vital Reporting or ClearView, DialPay becomes a complete, integrated payment processing system, providing such options as:

• Transaction Confirmation
• Periodic Authorization Activity
• Financial Details
• Regular Faxed Reports
• Online Reporting Options

MERCHANTS' AUTOMATED POS PROCESSING SOLUTIONS

Businesses operating in today's environment need state-of-the-art payment methods. DialPay is the credit card processing solution that offers you exceptional technological benefits - yet doesn't require a POS terminal.

TOLL FREE 1-800-896-6501