Frequently asked questions about our merchant accounts

What is a merchant account?

Using a merchant account, a business owner has the ability to accept credit cards in virtually any retail environment, including the Internet.

By opening a merchant account, a merchant is establishing an account with a payment processor for the settlement of their business credit card transactions.

Any merchant who wishes to accept credit card payments from their customers must have a merchant account. With a Money Tree merchant account, you will be able to accept all major credit cards including Visa, MasterCard, Discover, and American Express, as well as debit, check and ach.

Money Tree Merchant Services is your one-stop source for merchant account equipment and credit card processing software. We will work with you to find the best solution for your business needs.

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If I have more than one business, do I need more than one merchant account?

Since a merchant account is tied to your business name and tax id, it is necessary to have a separate merchant account for each of your businesses. It is perfectly legal, however, to have more than one merchant account.

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Does Money Tree Merchant Services accept applications from non U.S. citizens?

At this time, Money Tree Merchant Services does not accept applications from non U.S. citizens.

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How much does a merchant account cost?

Money Tree Merchant Services offers rates that are among the lowest in the industry, while ensuring that we do not compromise the quality of our services. While many of our competitors vary their rates higher or lowers depending on a merchant's sales volume or "average ticket", Money Tree Merchant Services offers on low rate - with no hidden fees. Also there are no application or set up fees.

Rates start as low as 1.69% plus .20¢ per transaction for retail businesses, and 2.19% plus .25¢ per transaction for mail/phone/internet businesses.

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What are some of my merchant account options?

Money Tree Merchant Services offers a variety of merchant account options and credit card equipment to meet all your business needs. Our complete merchant account solutions include high quality credit card machines, credit card processing software, and accounts that require no equipment and internet merchant accounts. We even offer a free credit card machine to customers operating retail businesses.

For assistance choosing the best merchant account options for your business, please call 1-800-896-6501.

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Do I have to operate a large business to benefit from a merchant account?

Money Tree Merchant Services has the perfect merchant account option for businesses of any size. We do provide high volume merchant accounts services, but also offer options for the small business including internet merchant accounts and accounts that allow you to conduct credit card approvals on any touch tone or cellular phone.

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How do I apply for a merchant account?

Opening a merchant account has never been easier! Simply phone us at 1-800-896-6501 to get the process started, or you may fill out our online request for information. We will generally contact you within 48 hours.

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How do I qualify for a free credit card machine?

Money Tree Merchant Services offers a free credit card machine to customers operating a retail business. This stat-of-the-art credit card terminal includes:

built-in printer
dual comm compatible with phone line, DSL or cable
quick load clamshell paper load
internal pin pad for debit
free online access to daily merchant account activity

As an added bonus, we also provide our retail customers with a free image check reader for check guarantee and deposit.

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Why should I choose Money Tree Merchant Services?

Money Tree Merchant Services offers state-of-the-art credit card machines, credit card processing software and services, while offering some of the lowest rates in the industry.

While many of our competitors vary their rates higher or lower depending on a merchant's sales volume or "average ticket", we offer one low rate - with no hidden fees. Also, there are NO APPLICATION or SETUP FEES.

Money Tree Merchant Services takes the confusion out of opening a merchant account. We use our years of experience to guide you through each step of the process and assist you in choosing the perfect solution for your business needs.

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TOLL FREE 1-800-896-6501