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Credit card processing software

PCCharge Express™ (formerly Win-Charge™) credit card processing software makes accepting credit cards, debit cards, gift/loyalty/stored value cards and checks easier than ever! Express offers all the features a small business needs for processing and managing their electronic payments. Top-notch security and reporting functions make this transaction processing software a premium one-stop solution

PCCharge Express - Flexibility

  • Multiple payment types accepted: All major credit cards, debit cards, EBT, gift/loyalty/stored value cards, check verification, check guarantee and check conversion Certified with major credit card and gift card processors Supports up to five merchant numbers Supports card readers, PIN pads and check readers Robust and customizable reporting features
  • Gives merchant ability to select card types to be accepted by software (American Express, Discover, etc.)

PCCharge Pro v5.6.6 - Functionality

  • Automatically settle terminal-based account batched with Auto-Settle Utility Wireless capability permits mobile merchants to use their existing cell phone to run transactions over the Internet via TCP/IP Split dial authorization for Discover and American Express (selected processors) IP connectivity using SSL and dial functionality Real time or batch transaction processing Reports accessible from PCCharge Client Meets up to date compliance standards for Visa and MasterCard
  • Electronic Commerce certified (ECI Compliant)

Security with Fraud Protection Plus

  • PCCharge has undergone an evaluation by a Visa CISP qualified assessor. GO is pleased to share the findings of this security assessment with you. Click here to view the letter GO received from this assessor regarding the sound security of GO’s solutions. MSV™ (Magnetic Strip Verification) validates the magnetic account information by matching the embossed account number on the card CVV2 may reduce chargebacks, verifying that the card values on the front match those on the back of the card AVS (Address Verification Service) is an industry standard known for its effectiveness in reducing loss User level password protection provides controlled permissions Data file encryption allows you to encrypt and protect the consumer’s credit card account numbers and expiration dates in the database
  • Compliant with California Senate Bill 930, ensuring secure receipts

System Requirements

  • PC with Microsoft® Windows 98, Windows NT, Windows 2000, Windows XP or Windows 2003 Server 64 MB minimum of RAM, 256 MB preferred 30 MB free space on hard drive, 100 MB recommended Hayes compatible modem (capable of 1200 BPS or less) with an analog phone line OR an Internet connection CD-ROM drive Merchant Account 400 mhz or higher processor Microsoft® Internet Explorer v.6 or higher installed
  • Latest Microsoft service pack updates installed

Optional Hardware

  • Track I & II card reader Check Reader Debit Card PIN pad
  • Windows compatible receipt printer

We also recommend that you install the latest version of Microsoft's Internet Explorer, no matter how you connect to your processor. Some processors require Internet Explorer version 6 or later to be installed in order to process transactions. Internet Explorer is more than just an Internet browser; it actually upgrades your operating system.

The basic PCCharge Express package includes the ability to add either one or five merchant numbers. There may be a fee to upgrade from the "single merchant number" version of PCCharge Express to the "multiple merchant number" version.

SSL Requirements

Depending on your payment processing company, connection type, and operating system, you may need to install some upgrades/enhancements to your operating system. Some processing companies are beginning to process transactions via SSL2 (a highly secure Internet protocol).

Money Tree Merchant Services can help you select the right credit card machine for your business. Take a look at our guide, or call us toll free with any questions you may have or for additional information.