Why you need a small business merchant account
As a small business owner, you know how difficult it can be to collect payment for your services and/or products. In particular, delayed or returned payments have a greater impact on a small business budget. While a large retailer can afford to write off bad debt, a small business instead has to move forward with collection efforts. That is not only costly in itself, but it also robs you of time and causes a great deal of stress. A small business merchant account allows you to accept credit cards, freeing you from that scenario. All payments are pre-approved so you never have to worry about collections again.
It is a perfect, flexible solution
Small business owners have a few challenges that brick and mortar businesses do not. Many small businesses are mobile in nature, while others operate eCommerce websites. Some operate from their home where payment options are limited. With this in mind, we offer a small business merchant account that will fit your budget and your business needs.
We will keep you moving!
For the on-the-go business, we have several credit card processing solutions to keep you moving. With wireless credit card processing you simply take your credit card machine with you. It is lightweight, comes with a thermal printer, and runs on a rechargeable battery. There is no need to rely on a hot spot or a land-based phone line.
Another solution is mobile credit card processing. Combine your cell phone and our Payment Jack credit card swiper and you can accept credit cards wherever you go! This small business merchant account is very affordable. We have a low swipe rate with a $10 monthly fee.
You can get paid from home
If you work from home and are relying on payments by check, we have a better solution! Sign up for a small business merchant account with Total Merchant Services and you will receive a free terminal. Just key in your customer’s credit card information and payment is made immediately. We will set you up with a free authorize.net account and you will be ready to go as soon as the software is installed.
ACH (Automated Clearing House) is another great way for a small business owner to get paid quickly. With an ACH account a customer can deposit funds directly into your checking account.
Why Total Merchant Services
If you own a mobile business, such as limosine service, lawncare, craft shows, home repair, etc., we offer wireless terminals that operate without the use of a phone line or internet connection – similar to a cellular phone. You will be able to accept credit cards on the spot, regardless of your location.
Our eCommerce solution includes authorize.net, a leader in the credit card processing gateway service since 1996.
Total Merchant Services is more then happy to provide you with the information necessary to make an educated decision regarding the type of merchant account and credit card machine best suited for your small business budget.
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